A friendly guide to local benefits, savings & unclaimed money
MyLocalCares

Low-Cost Health Insurance Near Me

Quality coverage that fits your budget β€” subsidies included.

4 in 5 enrollees qualify for a plan under $10/month after subsidies.
Health Insurance

80%

qualify for financial help

$10/mo

plans available for many enrollees

Free

screening for Medicaid eligibility

Why it matters

Help that's worth claiming

Most people who enroll qualify for financial help, and many can find a plan for $10 or less a month after subsidies. Find low-cost and no-cost plans you actually qualify for, including Medicaid and marketplace options.

Find your subsidy

We estimate the tax credits and cost-sharing help you qualify for before you pick a plan.

Don't overpay

Compare marketplace, Medicaid and private options so you're never paying more than you need to.

Help when you need it

Licensed local agents and navigators walk you through enrollment at no cost.

How it works

From question to claimed β€” in three steps

1

Answer a few questions

Household size and income β€” that's most of it.

2

See plans & savings

Plans you qualify for, with subsidies already applied.

3

Enroll with help

A licensed navigator confirms everything and gets you covered.

Local resources

Vetted help for health insurance

A starter list of trusted resources. Get matched with the best fit for your area in minutes.

CareBridge Navigators

Nonprofit enrollment center

Free

Serving all 50 states

Certified navigators who screen you for every program β€” Medicaid, CHIP and marketplace subsidies β€” for free.

  • 100% free help
  • Medicaid screening
  • Year-round support
4.9(1,530)Get connected

Sunrise Health Plans

Licensed brokerage

Free

Local Β· Marketplace certified

Independent agents who compare every carrier on your local marketplace to find your lowest premium.

  • Compares all carriers
  • Subsidy experts
  • No cost to you
4.8(1,102)Get connected

Evergreen Family Coverage

Regional health insurer

Regional Β· Pacific & Mountain

Affordable family and individual plans with strong primary-care networks and low copays.

  • Low copays
  • Dental add-ons
  • Telehealth included
Good to know

Frequently asked questions

How do I know if I qualify for help?

Most enrollees qualify for some financial assistance based on household size and income. Our free screening estimates your subsidy and checks Medicaid eligibility in seconds.

Can I enroll outside of open enrollment?

Often yes β€” life events like losing coverage, moving, or having a baby open a Special Enrollment Period. Medicaid enrollment is open year-round.

Is the help really free?

Yes. Navigators and licensed agents are paid by the carriers or grant funding, not by you. Their help costs you nothing.

Keep exploring

You might also qualify for

Ready to claim your health insurance?

Answer a few quick questions and we'll connect you with the right local help β€” free and with no obligation.

Free & private Β· Takes about 2 minutes Β· No obligation